Debt / Bailiff Company for “Statute Barred” matters:
[YOUR NAME & ADDRESS]
[DEBT COLLECTION COMPANY’S NAME & ADDRESS / BAILIFF’S NAME & ADDRESS]
Your Ref: [DEBT COLLECTION / BAILIFF REFERENCE]
Dear Sir / Madam
RE: ACC NO: (ENTER YOUR ACCOUNT NUMBER)
“I do not acknowledge any debt to Yourselves / Company / Organisation”
You have contacted me regarding such matter, to which you state an amount is owed is. Please note; I do not acknowledge any such debt, and would request that this matter is forwarded back to your Clients in due regard.
The Limitation Act 1980 Section 5:
“An action founded on simple contract shall not be brought after the expiration of six years from the date on which the cause of action accrued”.
The OFT’s guidance clearly states:
For a Creditor to pursue a debt under circumstances in which the debtor has heard nothing from a creditor during the relevant Limitation Period remains unfair.
Please be aware that your continuing action will result in a Breach of Statutory Law:
Protection from Harassment Act, 1997
(1) A person must not pursue a course of conduct:
(a) which amounts to harassment of another, and
(b) which he knows or ought to know, amounts to harassment of the other.
(2) For the purposes of this section, the person whose course of conduct is in question, ought to know that it amounts to harassment of another, if a reasonable person in possession of the same information would think the course of conduct amounted to harassment of the other.
In due regard, I consider this matter closed. I look forward to acknowledgement of such.
[PRINT NAME AND SIGN]